If you have incurred  storm damage due to Hurricane / Storm Ophelia, you most likely will need to make an insurance claim. Most people go through life only needing to make one insurance claim therefore the expertise of an experienced Loss Assessor company working on your behalf will prove beneficial to you.

Here are some points which you should note within the insurance claim process.

• Insurance Companies appoint Loss Adjusters to act on their behalf NOT yours. These loss adjusters are paid by the insurance companies and have no contract with you. While the Consumer Protection Code compels them to “act fairly, honestly and professionally” they will not inform you of all the items you are entitled to claim for.
• These loss adjusters will request you to get quotations from builders, which will cost you money, the builders quotations will have insufficient detail and thus create a situation whereby the loss adjuster can make large deductions in their quotations resulting in a lower pay-out for you.
• They will manipulate the VAR (Value at risk) of your property to their benefit. Due to the fact the country is divided into several pricing locations, areas that are on the peripheral incur unfair and unreasonable deductions for under-insurance. A skilled person within this area can increase your claim pay out by over 30% when under insurance occurs.
• Onerous terms applied. If you are unfortunate enough to incur under insurance, some insurance companies then attempt to place a retention on your claim pay-out. Do not accept this under any terms and speak to us.

We have helped thousands of people when making a insurance claim to obtain on average at least a 30% better settlement offer net of our fee. Please call us today for a no obligation conversation on how to get a better settlement agreement from your insurance company if you have been badly affected by Hurricane / Storm Ophelia.