When we consider that the rise in theft usually happens at this time of year, its inevitable that a theft insurance claim will follow therefore how can an independent loss assessor help you?

When you have a theft insurance claim, it may seem complicated to prepare a claim that is suitable for an insurance loss adjuster, due to the never-ending conditions on your policy.

Some of these are noted hereunder,

• Contents in the open:
  • Loss or damage to the contents by stealing or attempted stealing or loss, damage or destruction by any other insured event up to an amount of €1,000 whilst the contents are in the open within the boundaries of the land belonging to your buildings.
• Door Locks Replacement:
  • Replacement and installation of locks of any external door of your building or any garage or domestic outbuilding or any domestic safe or burglar keyswitch if the keys have been lost or damaged. The maximum amount payable is €1,000.
• Loss of Personal Money:
  • The company will protect you against loss of money belonging to you and kept and used solely for private, social and domestic purposes occurring anywhere within the Republic of Ireland, Northern Ireland, England, Scotland, Wales, the Isle of Man, the Channel Islands and in addition, cover will be provided whilst temporarily elsewhere in your custody. The maximum amount payable under this extension is €500. The excess applicable for personal money is €35.
• Temporary Removal:
  
  • Loss, destruction or damage to the contents whilst temporarily removed to any building within the geographical limits referred to in the policy:
    • Excluding:
    • Stealing not involving forcible and violent entry to or exit from any building.
    • Any property at or in transit to or from exhibition, furniture depository or sale room.
    • Accidental damage.
  • The maximum amount payable under this extension is the sum insured on contents.

If you have a theft insurance claim, please contact our office in respect of your claim.